Finance

Insurance Meets Economics: How the Expiration of Affordable Care Act Subsidies Is Shaping the U.S. Healthcare Market

A major healthcare affordability policy expired on January 1, 2026, following the government shutdown, fundamentally reshaping how millions of Americans pay for health insurance under the Affordable Care Act (ACA). This change is not merely a consumer affordability issue; it represents a market-wide economic shock that affects insurer pricing strategies, risk pools, hospital revenue streams, employer-sponsored coverage decisions, and local labor markets.

Read More

Pin It on Pinterest