Finance

Finance

Insurance Meets Economics: How the Expiration of Affordable Care Act Subsidies Is Shaping the U.S. Healthcare Market

A major healthcare affordability policy expired on January 1, 2026, following the government shutdown, fundamentally reshaping how millions of Americans pay for health insurance under the Affordable Care Act (ACA). This change is not merely a consumer affordability issue; it represents a market-wide economic shock that affects insurer pricing strategies, risk pools, hospital revenue streams, employer-sponsored coverage decisions, and local labor markets.

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AI and Compliance: How Financial Institutions Are Buying (and Being Bought) to Stay Ahead of Regulatory and Tech Risk

Artificial intelligence is changing how the world works, and finance is no exception. From how banks lend money to how they follow regulations; AI is becoming part of every step. Over the past few months, financial institutions have begun to invest in or acquire AI companies that help them move faster, operate more efficiently, and meet new compliance standards.

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